stress tests

The <em>real</em> reason home-field advantage threatens foreign banks


Unlike a visiting sports team, foreign banks can't just blame local referees they perceive as biased for penalties or fines.


Fed stress tests: One big public relations campaign


The purpose of the stress tests program is to reassure the public that the banking system is safe, but the stress tests are not an independent assessment of financial institutions’ actual strength.


Two big banks seek to speed mortgages; Stress test backer


U.S. Bank and Wells Fargo to use Blend software to speed up mortgage origination processes; Robert Kaplan wants to keep stress tests on big banks.


Is regulation really keeping banks from lending?


As banks press for deregulation, the debate over whether high bank capital standards is inhibiting loan growth has taken center stage.


Trump’s financial nominees on the Hill: What we learned


Financial regulation is too complex and needs to be retooled to improve access to credit, President Trump’s nominees to two top banking regulators told Capitol Hill on Thursday.


'Vandalism is never minor in banking': Comments of the week


Readers question acting comptroller Noreika, weigh in on SoFi’s charter application, defend Trump’s exit from the Paris Accord, and more.


Bank regulators should avoid ‘broken windows’ approach


With heavy focus on the granular details of compliance, bankers and regulators might miss the big picture — not unlike New York City’s approach to fighting crime in the 1990s.


Vantiv/Worldpay merger; ‘Tough spell’ for banks


American card processor has a deal for its British counterpart; after passing Fed tests, banks still stressed by weak lending, low interest rates.


Will stress test triumphs usher in new era of M&A?


Higher dividends and more aggressive repurchase programs are bound to attract more investors, which could boost stock prices and prompt more dealmaking, analysts said.


Simplifying the capital regime isn’t that complicated


The advanced approach has limited value, eliminating it has no downside risks and regulators have better tools at their disposal.