Risk management

Payment facilitators struggle with risk of pandemic payments — would banks do better?


Brick-and-mortar merchants that have shifted to online have changed their risk profile, causing conflicts with the fintechs like Square that handle their payments. And that could be an opportunity for banks.


Forbearance during coronavirus a double-edged sword


Borrower relief is necessary in a national emergency, but if the exclusion of the deferred loans from troubled debt restructurings is extended past the end of the year, safety and soundness could be compromised.


Banks can ill afford to get complacent about coronavirus


Business continuity plans should be used constantly, not just when the crisis is at its peak, says the New York Fed’s head of financial services.


Banking with purpose: A new social contract


The pandemic and the Black Lives Matter protests have changed the way banks interact with their customers, communities and employees. Here's how.


Eagle Bancorp adds industry veterans to leadership team


The Maryland company said the additions, including a former bank CEO, will strengthen its “overall operational and strategic management."


FHFA identifies supervisory concerns at two Federal Home Loan banks


The agency flagged faulty risk management and other issues at the Federal Home Loan Bank of Des Moines and Federal Home Loan Bank of San Francisco in exams conducted last year.


We'll be back: OCC examiners are more effective on-site


The acting head of the agency says it cannot continue relying on web-based exams put in place during the coronavirus and will start sending staff into banks.


Why lenders are wary of FHA's terms for buying loans with forbearance


The Federal Housing Administration's move to insure loans with forbearance could help support homeownership opportunities constrained by the coronavirus if one change was made to it, trade groups said.


Banks must shift focus to thrive in extraordinary times


Past is not prologue, and a successful strategy for becoming a top-performing bank in 2020 is very different than it might have been just six months ago.


BOK scrambles to stem losses from shuttered tribal casinos


Two years ago, the Tulsa, Okla., bank expanded its Native American casino lending business nationwide. It seemed like a great plan until the coronavirus pandemic struck.