Mobile banking

B of A gives its bot time to become a banker

05/16/17

Bank of America is giving its 'erica' chatbot more time to learn the nuances of language and banking basics. A profanity filter is one recent addition.

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Will parents pay $36 a year to manage kids’ allowances via app?

05/09/17

Current, an app debuting Tuesday, updates the joint account for an era of tweens with smartphones.

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'Enormous, sometimes terrible power': Comments of the week

05/05/17

Readers weigh in the effect of Federal Reserve actions on wealth distribution, how a new startup could reduce overdraft fees, Watson's attempts to catch rogue traders, and more.

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Add Wells Fargo to list of banks testing predictive budgeting tools

05/04/17

Wells Fargo is piloting features that could help customers boost savings or plan for a trip.

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The mobile app security hole that should keep bankers up at night

05/01/17

Researchers have found serious flaws in the way transport layer security protocols — a longstanding bulwark of online banking — have been modified for mobile apps.

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Predicting low balances will stop overdraft fees, this startup says

04/25/17

The startup Dave (just Dave) sells an app that forecasts short-term bank balances and sends users small-dollar advances when necessary, part of a wave of efforts to improve consumers’ financial health using digital tools.

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An omnichannel overhaul in 5 steps

04/24/17

U.S. Bank and BMO share how they are ceaselessly tearing apart and revamping mobile, online and other retail channels in search of a "unified customer experience" and efficiency.

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Big banks take on ultimate omnichannel challenge: Mobile mortgages

04/21/17

The development of mobile mortgage solutions has to strike a delicate balance between self-service and making humans readily available for the stressful process.

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U.S. Bank ties perks of high-end card to mobile payments

04/20/17

Banks have long believed that the key to sparking mobile payments is better incentives, but U.S. Bank is taking that to the extreme with a new product that pays triple points for such purchases.

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Make retail banking great again

04/18/17

A freewheeling discussion (over beers) about the future of branches with Tom Brown of Second Curve Capital and Dave Martin of BankMechanics at the Trump National Doral hotel in Miami during American Banker’s Retail Banking 2017 conference.

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