Chapter 7 offers many advantages over Chapter 13:
- faster process – 5 months vs. 5 years
- lower cost
- more complete relief from debts
When I meet with a prospective client, I start my evaluation by by asking “can this person fit into a Chapter 7?”
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Do It Yourself projects can be terrifying — and satisfying too. Sprucing up your home on your own, repairing the car, even doing your own tax returns can be challenging but helps save you money and makes you more independent.