Digital payments

Why U.S. consumers are less willing to embrace fintechs


In a study of 27 global markets, the U.S. ranked near the bottom for consumer use of fintech, raising questions about why Americans appear reluctant to dive in.


Will banks take 'self-driving' payroll for a spin?


On-demand wage delivery has caught on in other industries. Banks have taken notice.


Simple drops e-billing, and gets heat from consumers


The digital banking provider Simple has been part of BBVA for five years, and its reputation as an easy way to handle and transfer digital money has only grown in that time frame through the addition of faster payments and P2P services.


Inside the Apple Card: Mastercard’s ‘digital first, physical optional’ platform


The Apple Card takes a more aggressively digital approach to credit card relationships than most other products on the market — but the technology behind it isn’t exclusive to Apple.


JPMorgan, Microsoft strike blockchain partnership


The bank is hoping the venture will encourage more companies to use Quorum, the Ethereum-based blockchain it built five years ago.


Facebook plans crypto-based payments system; Sloan was a keeper


Digital coin could be used for purchases across the internet; Berkshire vice chair says he would have let Sloan stay on at Wells.


Goldman Sachs: We'll bet on crypto when it's more stable


Martin Chavez, global co-head of the securities division at Goldman, suggested the bank is unlikely to fully support crypto until such currencies have the backing of the U.S. government.


Investors boost Divvy's business expense payments platform


The venture capital firm New Enterprise Associates has led a $200 million funding round in Divvy, a business payments and expense management platform provider.


German megadeal called off; PayPal discloses Venmo user base


Deutsche Bank and Commerzbank end merger talks; the digital money transfer unit has more than 40 million digital users, second only to JPMorgan Chase.


A payday lender in disguise? New York investigates the Earnin app


The Earnin app appears designed to look like other early wage access programs, but critics say it’s actually a payday lender and New York regulators have taken notice.