News Topic: Chapter 13 Bankruptcy
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Another Southwest Florida Bankruptcy Judge OKs Chapter 20 Lien Strip
Change Your Chapter 13 Bankruptcy Payment
Yes, Virginia, you CAN change your Chapter 13 bankruptcy payment if something changes in your situation. ... Read full article
Chapter 13 Bankruptcy Has No Minimum Payment For Credit Cards
Bankruptcy Checklist
As a Dallas bankruptcy lawyer I get many clients who are confused by the bankruptcy process. While it isn’t meant to be inherently difficult, many people make mistakes prior to even filing that could jeopardize the success of their case. I like to sit down ... Read full article
When Selling Your House In Chapter 13, Timing Is Everything
Buying a Home after Filing for Bankruptcy
That ranch in Montana is calling your name. Or maybe it is that Montana ski chalet. Unfortunately, if you’ve filed for bankruptcy, property in Montana may see like a distant dream. That light feeling you get after filing bankruptcy is all that stress ... Read full article
E.D.N.Y. Approves Debtor’s Chapter 20 Lien Strip
Lien Stripping in Chapter 13 Bankruptcy For our readers playing along at home, the basic rule with mortgage modification in bankruptcy is as follows: first mortgages on a debtors primary residence cannot be modified by filing for bankruptcy, however, ... Read full article
Alternatives to Mortgage Foreclosure in Montana
“A full-fledged recovery in the housing sector will likely elude the U.S. in 2012.” — Frank Nothaft, chief economist for mortgage-finance company Freddie Mac A rising number of foreclosures and a stagnant economy add up to another difficult year for ... Read full article
Montana Small Business Bankruptcy: Who is Responsible for the Debt?
I get this question regularly (weekly) from a lot from Montana small business owners who are considering small business or personal bankruptcy. The answer is: it depends. For many Montana small business owners the line between personal and business ... Read full article
Stalking the Wily Tax Deduction
It’s tax time and the hunt goes on for tax deductions to lower your income tax hit. Tax deductions lurk in the most unlikely places. ... Read full article
Bankruptcy and the Hardship Discharge.
Can Prospective Employers Deny You Employment Because You Filed for Bankruptcy?
Previously, I discussed the bankruptcy rule that employers cannot fire or otherwise discriminate against employees because they filed for bankruptcy. However, I also mentioned the difficulty in sometimes proving the causation element between the filing ... Read full article
I’m Not Current on May Car Payments, Do I Have Options in Chapter 13?
When you are considering bankruptcy, you have often been behind on payments for months. You have run up credit card debt, and missed payments on your car and mortgage. And now, perhaps your lender is threatening to repossess your car. What are your ... Read full article
Child Support Delinquency Will Hold Up Chapter 13 Discharge
Myth Busted: Most Can Afford A Chapter 13 Plan
Are the Penalties for Violating the Automatic Stay Too Lenient?
The automatic stay protects consumers who file for bankruptcy One of the greatest advantages available to the debtor who is willing to consider bankruptcy as an option is the automatic stay. The automatic stay orders creditors to refrain from collection ... Read full article
Are Consumer Bankruptcy Attorneys Biased Towards Chapter 13 Bankruptcy?
Are Consumer Bankruptcy Attorneys Biased? In my experience, absolutely not. In fact, consumer bankruptcy attorneys are among the most dedicated the legal profession has to offer, performing what is sometimes a thankless job for people who are under ... Read full article
Chapter 13 Bankruptcy: The Hero Appears?
Chapter 13 Bankruptcy Basics As a Dallas bankruptcy lawyer, I help many clients that are looking for a way to resolve their debts. I find that most people prefer the shorter timeline of a Chapter 7 bankruptcy and don’t want to file for chapter 13 ... Read full article
Wells Fargo Account Freezing Okay in Some States, Not In 9th Circuit
Wells Fargo Freezing Accounts of Bankruptcy Debtors For years, Wells Fargo has taken an unusual and sometimes unpopular stance with regard to the bank account funds that bankruptcy filers have at their branches. Every evening, Wells Fargo checks the ... Read full article
