law-regulation

GOP Candidates Have It All Wrong on Community Banks' Demise

11/19/15

Republican presidential contenders are off base when they claim the Dodd-Frank Act spurred the decline in community banks, which in fact predated the law.

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Fincen Should Be Stripped of Executioner Powers

11/18/15

How could an agency most people outside of the U.S. have never heard of effectively shut down an overseas bank without much explanation or even a hearing?

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Why That Orwellian Anti-CFPB Ad Worked

11/18/15

The American Action Network's provocative television commercial introduced millions of Americans to one of the most powerful and unaccountable government agencies in Washington.

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How U.S., U.K. Are Together and Apart on Fighting Laundering

11/17/15

Recent U.S. and U.K. assessments of anti-money-laundering and efforts to combat terrorism financing show how the two countries have structured respective approaches to pinpointing key risks.

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Why a Commission for CFPB May Be in Agency's Best Interest

11/16/15

Advocates of keeping the single-director model to run the Consumer Financial Protection Bureau should not write off the virtues of a commission so quickly.

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'Macroprudential' Is Just a Buzzword Without Serious Reform

11/16/15

Overhauling the splintered multi-agency regulatory framework is necessary to promote the stability of the financial system as a whole.

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Special Interests Dominate SEC Trading Advisory Panel

11/13/15

The advisory committee established to address defects in the equity markets was stacked with industry insiders and, more troubling, includes firms implicated in serious wrongdoing.

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CFPB Arbitration Plan Provokes Dubious Industry Claims

11/13/15

Industry advocates say Consumer Financial Protection Bureau curbs on arbitration will eliminate a favored legal option, but where's the evidence that banks really prefer arbitration?

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Trusting Banks' Own Capital Models Can Be Dangerous

11/11/15

A lot is riding on the effectiveness of internal models to determine capital levels, but regulators still allow banks' methodology to be too opaque.

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Veterans Stuck in Debt Traps Need More than Lip Service

11/11/15

Our nation has a long way to go to protect those defending our homeland. Stopping the damage of high-cost credit is an important first step.

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