law-regulation

Where Was Obama's Victory Lap on Financial Reform?

01/14/16

Financial services issues that helped define a presidency were largely absent from Tuesday's State of the Union address, including the crucial policy items that have not yet been resolved.

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Why Recent Bank Guilty Pleas Just Aren't Enough

01/12/16

Convictions of big banks have lacked any tangible consequences for perpetrators, leaving many still doubting that the government is serious about prosecuting large firms.

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Bernie Sanders' Bank Breakup Plan Is Simply Cuckoo

01/07/16

In theory, Sen. Bernie Sanders' plan to use Section 121 of the Dodd-Frank Act to break up the big banks sounds plausible. In practice, it won't ever happen. Here's why.

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Stop Treating Small Banks as If They Caused the Crisis: Bair

01/07/16

Sen. Richard Shelby's bill changing how regulators gauge if a bank is "systemic" would refocus post-crisis policy on institutions that pose the greatest threat.

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Banks Are Finally Turning the Corner on Improving Culture

01/06/16

After enduring a slew of post-crisis scandals, bankers are beginning to see the light on becoming stewards of their organizations.

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A World Without Overdraft Protection (It Ain't Pretty)

01/05/16

If impending rules on overdraft protection go too far, banks could intentionally pull back on providing the service to illustrate just how useful it is.

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Regulators Shouldn't Rubber-Stamp Banks' CRA Efforts

12/29/15

Officials that assess how well banks lend and invest in their communities seem out of sync with the experiences of Main Street.

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U.S. Regulators Losing Out to U.K., EU on Innovation

12/28/15

A trip to London reveals how far ahead British and other European regulators are in streamlining the licensing process for payments providers and other fintech firms.

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Banks Weighing Pot Business Find Haze of Misinformation

12/24/15

Financial institutions considering whether to bank marijuana-related businesses often receive inaccurate information about the emerging industry. Here are five common myths.

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How Golf and Game Theory Apply to Capital Rules

12/23/15

Regulators' recent focus on the leverage ratio to measure capital adequacy is similar to a golfer ignoring the shape, speed and cut of a putting green.

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