News Topic: law-regulation

The effort to end regulatory absolutism will most likely succeed if it is framed as a pro-economy reform, with members of both political parties driving the train. ... Read full article

The Dodd-Frank Act is just the latest in a long string of policy out of Washington that harmed the greatest banking system devised by man. ... Read full article

The persistent opposition to the Consumer Financial Protection Bureau Â-- which has been fierce since day one Â-- has been puzzling, and has been cloaked in misleading arguments about the structure of the agency. ... Read full article

The dominance of the sector by the Big Four accounting firms poses its own systemic-risk concerns and prompts questions about how other mega-companies are audited. ... Read full article

Any method for unwinding too-big-to-fail institutions that tries to avoid bailouts is a fool's errand. A more effective path may be reducing the size of TBTF banks or regulating them as utilities. ... Read full article

The current single-director leadership structure of the Consumer Financial Protection Bureau is not a recipe for transparency and accountability. Creating a multimember commission to oversee the agency is the answer. ... Read full article

Businesses, governments, universities and the Federal Reserve all struggle to adequately reflect the populations they serve. It's time to take ownership of diversity outcomes. ... Read full article

The industry doesn't want to attack the Consumer Financial Protection Bureau directly, but its push to reform the agency's leadership structure is a backdoor strike at the CFPB's very existence. ... Read full article

With the change in administration and more friendly economic conditions, policymakers should consider greater balance between principles- and rules-based approaches. ... Read full article

The case against Fannie Mae and Freddie Mac is stronger than the argument for their survival. ... Read full article

Following the passage of the November ballot initiative, it is hugely important that cannabis businesses in the nation's largest state be able to secure bank accounts, at a minimum. ... Read full article

The banking system ultimately needs a balanced approach to capital, which allows banks to efficiently function while also maintaining financial stability. ... Read full article

One step the government can take is to create a unified office dedicated to housing finance and policy to streamline existing agencies and programs and make them more efficient. ... Read full article

It is not a clear-cut statement to say Fannie Mae and Freddie Mac need more capital, and it detracts from the real debate over long-term housing finance reform. ... Read full article

The National Credit Union Administration rule expanding member business lending introduces new risks and lacks legal basis. ... Read full article

A legislative proposal would expand Fannie Mae and Freddie Mac's use of specially-created debt securities to share their risk with private investors, but such risk transfer deals are not a replacement for core capital. ... Read full article

Judicial review of regulators' economic analyses can help validate whether a rule will solve a real problem at a reasonable cost. ... Read full article

While other banking laws may be headed to the chopping block, the Community Reinvestment Act can address the needs of communities defined by their economic struggles. ... Read full article