News Topic: law-regulation

Revising the current control rules could give banks access to more capital from private equity, hedge funds and other institutional investors. ... Read full article

Banks victimized by loan fraud, identity theft, embezzlement and other crimes often stand to benefit by actively cooperating and coordinating with federal authorities. ... Read full article

Two Republican legislators have suggested that affordable housing funding should be put on hold until Congress finally decides what to do about Fannie and Freddie. But why give Congress another six years to fiddle around with housing finance while the ... Read full article

The Basel Committee's revisions to banks' risk disclosure requirements should help investors glean more meaningful information, thereby allowing them to impose market discipline on less creditworthy institutions. ... Read full article

The federal courts have instated a $25 fee for transferring corporate bankruptcy claims. The decision was met with little fanfare Â-- but it could pave the way to a financial transactions tax. ... Read full article

A spate of recent account closings at churches and charities suggests that Operation Choke Point and other de-risking directives are causing collateral damage to faith-based organizations. ... Read full article

Federal Reserve officials have been calling on banks to strengthen their ethical cultures. The message will carry more weight if regulators are willing to turn the spotlight on their own practices. ... Read full article

A plan to tax the liabilities of systemically important banks could help curb risk to the financial system, but the president and Congress should first consider more realistic asset thresholds. ... Read full article

Hacker groups like Anonymous have announced plans to target banks that are helping to finance ISIS and other terrorist organizations. But it is governments, banks and regulators that need to work harder at rooting out the sources of ISIS's funding. ... Read full article

Hacker groups like Anonymous have announced plans to target banks that are helping to finance ISIS and other terrorist organizations. But it is governments, banks and regulators that need to work harder at rooting out the sources of ISIS's funding. ... Read full article

The federal government's recent decisions to lower annual premiums for new borrowers and reduce down payment requirements suggest it has little interest in making room for private capital in the mortgage market. ... Read full article

A recap of the informed opinions (and the discussions they generated) on BankThink this week. ... Read full article

A recap of the informed opinions (and the discussions they generated) on BankThink this week. ... Read full article

The CFPB should receive its funding from Congress rather than the Federal Reserve in order to increase its accountability. Lawmakers should also take steps to limit the power accorded to the agency's director. ... Read full article

Total overhaul of Fannie Mae and Freddie Mac is a long shot, but Congress can pass measures that set the housing agencies on a path to reform. Mandating deeper mortgage insurance coverage for loans sold to the housing agencies would be a good place to ... Read full article

Last year regulators tightened their grip on Wall Street, while banks were caught off guard by emerging cybersecurity and reputational risks. ... Read full article

Regulators' power to order restitutions is meant to be limited, but some courts are taking a broad interpretation of a key statute. ... Read full article

A number of bankers and regulators are concerned about declining credit standards. The problem is realÂ-- and it is also endemic to credit markets. ... Read full article