housing market

Nobody's Home: A new podcast exploring the other housing crisis

09/06/18

There's a problem in America. Homes are decaying all over the country, even as affordable housing is becoming more scarce. Can we rebuild these communities before it's too late? A trailer introducing a special ten-part podcast series by American Banker.

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FHFA needs to curb Fannie and Freddie's insatiable appetites

06/27/18

Instead of shrinking the GSEs, the housing regulator is letting them expand into a host of new products and programs.

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Housing bubble or not, the real estate market is in trouble

03/28/18

Despite soaring home prices, other factors needed to inflate a housing bubble are absent from the real estate market. But experts warn falling home values and rising mortgage defaults are inevitable, even if conditions naturally cool off.

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Here's how blockchain could help the mortgage industry

03/26/18

Governments are studying ways blockchain can safeguard property records and simplify how they get tracked.

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Senate Dems criticize Carson over HUD enforcement practices

03/22/18

Senate Democrats accused Housing and Urban Development Secretary Ben Carson and his agency of failing to enforce fair housing laws.

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Don’t let the 30-year mortgage sway housing policy

03/20/18

As policymakers take another crack at housing finance reform, federal leaders and the housing lobby are once again perpetuating the false notion that ending government guarantees would cause the 30-year, fixed-rate mortgage to vanish.

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FHA premium cut would make homes less affordable, not more

02/26/18

The agency should resist renewed calls to lower insurance premiums. Doing so would increase demand and raise home prices, negating any proposed benefits.

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C&I loan standards ease as competition intensifies: Fed

02/05/18

Credit standards for commercial loans to medium and large firms showed some signs of easing over the last three months of 2017, even though demand stayed relatively unchanged.

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No good reason for banks to offer more government-backed mortgages

01/22/18

Weak profits and the threat of false claims charges are keeping banks out of the market for loans guaranteed by the Federal Housing Administration and the Department of Veterans Affairs.

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For housing market, tax reform is a wrench in the works

01/04/18

The recently enacted tax reform bill is likely to encourage more consumers to rent instead of buy and tamp down on the rapid rise in home prices.

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