Faster payments

Capital levels are just right, Powell tells House members


Addressing lawmakers for the second straight day, the Fed chairman defended his agency’s refinements to the post-crisis regime.


5 things JPM Coin will do for banking and blockchain


JPMorgan's blockchain effort could lead to solutions that overcome industry skepticism and regulatory concerns and perhaps attract more mainstream retail interest.


BB&T-SunTrust, GSE reform's QM problem, Swift's Ripple response: Top stories of the week


Wide coverage of the mega-deal between BB&T and SunTrust; GSE reform, CFPB underwriting rule are on collision course; Swift showing more swagger in its rivalry with Ripple; and more from this week's most-read stories.


Is this Swift's answer to Ripple?


Swift is showing more swagger in its rivalry with Ripple thanks to progress it has made with a multifaceted payments-tracking technology called GPI.


Citi deploys AI to detect real-time fraud, errors in payments


The software, which was developed by Feedzai, will eventually block payments that appear to be fraudulent or mistaken.


How regulators besides the OCC can help fintechs


The Office of the Comptroller of the Currency has gotten the ball rolling for financial technology firms trying to operate a national platform, but the FDIC and Federal Reserve should act to remove other policy roadblocks.


7 (realistic) predictions about fintech in 2019


Even the best technologies take time, making it necessary to rein in expectations about what will happen and won't happen in the coming year.


Bank stocks plunge but CEOs bullish; BofA makes exec changes


While equity prices drop an average 5% at big banks, bosses express confidence in the U.S. economy; the bank appoints new managers in payments, consumer banking and marketing.


Fed’s quandary: Build or not build a real-time payment network


Whatever the central bank decides, it is sure to ruffle a lot of feathers in the industry.


Is fear of fraud holding back faster payments?


Proponents of real-time payments systems say banks must embrace them given consumer demand for more immediacy and transparency, even if criminals will try to exploit them.