Faster payments

BBVA taps blockchain to make international payments in seconds

04/21/17

Using a program built by Ripple, BBVA has transferred about 50 euro-denominated payments to Mexico from Spain in seconds. Such transactions normally take up to four days to clear, the bank said.

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Data wars, financial stress and faster payments

03/27/17

Author Rachel Schneider on income volatility problems; Travis Dulaney talks instant payments; American Banker's Mary Wisniewski discusses the OCC's fintech charter, data aggregation battles, and alternative data.

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The future of faster payments is collaboration

03/16/17

The industry has made great strides in faster payments over the past year. Even more cooperation among stakeholders will be needed in the year ahead.

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P-to-P payments don’t need pizza emojis to succeed

03/13/17

Many banks and money transmitters have built successful billion-dollar businesses around P-to-P payments without social sharing and letting users send emojis.

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The anti-Venmo? Banks' p-to-p payment product eschews social ‘sharing’

02/21/17

When Zelle launches, it will not allow users to share information about their payments with other folks in their network. That decision puts the P-to-P service on a different course than Venmo, its fast-growing rival.

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Will real-time payments become real in 2017?

02/01/17

Several groups are developing real-time payments systems for the U.S., and most everyone agrees success is inevitable, but how quickly they can make enough progress to satisfy consumers is a point of contention.

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Have the big banks finally cracked the code on P-to-P payments?

01/27/17

The upcoming launch of Zelle gives Chase, B of A, Wells Fargo and other large banks an opportunity to correct their past mistakes.

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More than 13M same-day ACH payments made in late 2016

01/25/17

Direct deposit transactions accounted for 52% of all transactions processed through the speedier system

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Consumers have gone paperless, time for businesses to catch up

01/13/17

Corporate clients are increasingly asking their banks to help digitize back-office processes. Such a move can help both parties save time and money.

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