consumer-finance

Put Some Power into 'Financial Empowerment'

02/24/15

Could getting people to save more money be as easy as changing around the office furniture? Based on Emily Garbinsky's research, the answer is yes.

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Editor's Note: Put Some Power into 'Financial Empowerment'

02/23/15

Could getting people to save more money be as easy as changing around the office furniture? Based on Emily Garbinsky's research, the answer is yes.

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Fed Should Tread Carefully in Faster Payments Plan

02/18/15

Encouraging the financial industry to explore faster payments is all well and good. Effectively directing it to do so, however, is beyond the Fed's authority.

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Financial Inclusion Will Make Big Strides in 2015

02/09/15

Affordable pre-paid cards and checking accounts targeted at low-income customers are among the positive trends likely to gain steam in the months ahead.

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Weekly Wrap: Now Even Churches Are Too Risky to Bank

01/30/15

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

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What a New Measure of Mortgage Denials Reveals About Credit Access

01/27/15

The traditional method of measuring mortgage denials is fundamentally flawed. Evaluating not just the quantity but also the quality of mortgage applicants can give a clearer picture of actual denial rates.

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Weekly Wrap: How Miss America Shook Up Citi; Rooting Out ISIS Funding

01/23/15

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

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How Miss America Changed Citibank, Part II

01/23/15

Former Miss America Bess Myerson helped overhaul Citi's consumer loan contracts in the 1970s. Then she turned her attention to cleaning up the bank's collections unit.

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How Miss America Changed Citibank, Part I

01/22/15

As a consultant to Citibank in the 1970s, former Miss America Bess Myerson helped spearhead landmark consumer reforms Â-- including the first plain-language agreement in the financial services industry.

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Arbitration Tricks Consumers into Giving Up Their Rights

01/22/15

Even if arbitration does turn out to be beneficial for many consumers, Americans should not lose their constitutional right to a day in court without being aware that they are doing so.

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