community-banking

Why Minn. Bankruptcy Matters to Trups Investors -- and Regulators

05/30/14

American Bancorporation was the first-ever bank holding company thrown into bankruptcy by the holders of its trust-preferred securities. Regulators may be able to avoid similar bankruptcies if more flexibility is shown in allowing holding companies to access capital to pay off creditors.

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How Women In Banking Can Rise to the Top

05/22/14

When women reject or reframe career-limiting assumptions, they are able to get ahead at their jobs without sacrificing having a family.

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The Smart Way to Turn Tellers into Sellers

05/22/14

Banks have tried to change tellers' skill sets without changing the type of people they hire. They need to recruit sales-minded employees Â-- and incentivize them with better pay and clearer career paths.

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CEO Succession Planning: There's a Cost to Complacency

05/13/14

Bank boards are busier than ever, but that's no excuse for putting succession planning on the back burner.

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Tug-of-War Over Pay Leads to Small Gains, Changing Incentives

05/05/14

Regulators are seeking to limit risky behavior. Shareholders are intent on paying for performance. The result in 2013 was modest gains for bank CEOs and a shift to long-term payouts.

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Two Policy Changes That Could Help Save Community Banks

05/01/14

Confusion over regulatory jurisdiction and burdensome compliance costs are cutting into community banks' profits and forcing them to consolidate. But it doesn't have to be this way.

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The Bell Tolls for Community Banks -- Unless the FDIC Acts

04/30/14

The Federal Deposit Insurance Corp. claims that reports of the impending death of community banks are greatly exaggerated. Historical data tells a different story.

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One Bad Apple Can Spoil the Small Bank Branch

04/30/14

Banks looking to build productive, lean-staffed branches should ensure that their work culture rewards positive employee attitudes.

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Want to Boost Branch Traffic? Partner with Retailers

04/22/14

Community banks need a steady flow of prospects. A partnership with a successful retail concept virtually guarantees constant customer traffic.

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Regulators Must Better Engage Community Banks in Major Rulemakings

03/31/14

To make the process fairer to small banks, regulators should issue community bank summaries during the proposal stage, not when it releases final rules. They also should do more outreach to small banks and extend comment periods on major rules.

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