chapter 13

New Chapter 13 Debt Ceilings

04/08/13

The debt ceilings for Chapter 13 bankruptcy filings are increasing effective April 1, 2013. The new limits are approximately $,150,000 for secured debts and approximately $383,000 of unsecured debts.

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Military Pay And The Chapter 7 Bankruptcy Means Test

04/01/13

Military Debt

The City of New Orleans, where I practice as a consumer bankruptcy attorney, is home to all branches of the United States Armed Forces.

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Should You Apologize For Filing Bankruptcy?

03/14/13

Apologize For Filing Bankruptcy?  Never!

Sometimes academics who study a subject lose the forests for trees. In the process, they perpetuate stereotypes that have no basis in fact.   And sometimes a cigar is just a cigar.

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Bankrupt: Girls Gone Wild?

03/08/13

magazine

Don’t click on the Girls Gone Wild (herienafter, GGW) link unless you are ready to view X rated material.

Which, they supposedly get for free, so, why file bankruptcy?

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Debtor May Strip Unsecured HOA Lien Off Homestead

02/19/13

Debtors living in homes with upside down mortgages can strip their second mortgages off their homestead in a Chapter 13 bankruptcy when their home is worth less than the first mortgage balance. What if the debtor does not have a second mortgage but owes his HOA dues and assessments incurred prior to bankruptcy, and the HOA has recorded a lien to secure repayment.

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Mortgagee’s Misapplication of Plan Payments not Tortious

01/07/13

By: Benjamin Yeamans

St. John’s Law Student

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Have You Already Gone Over the Fiscal Cliff?

12/30/12

The United States will go over the fiscal cliff tomorrow if Congress cannot come up with at least a short term solution. But what about us? Many of us have already gone over our fiscal cliff.  Even if Congress finds a way to avoid the country going over the cliff, it is unlikely they will help the rest of us solve our financial distress.

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