BankThink

Pricing of Banking Products Could Actually Use a Fix

10/17/11

For the banking industry to object to "government price fixing" is a bit ingenuous, if not altogether ridiculous.

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No, the One-Size Regulatory Model Doesn't Work

10/13/11

To argue that a bank in Horton, Kan., should have the same regulations as the nation's largest financial institutions is ludicrous.

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Mortgage Bankers Turn a Deaf Ear to Investors and Borrowers

10/13/11

Proponents of national servicing standards aren't gaining much traction in their efforts to eliminate conflicts of interest.

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Bankers: Keep Up the Innovation, Fight the Utility Model

10/13/11

"Face It, Bankers: You're Not Apple" contends banking shouldn't focus on innovation and instead should act like the utility sector. When was the last time the water company created a Visa or PayPal?

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The Real Reason Banks Should Worry About Occupy Wall Street

10/13/11

With millions of American homeowners living under a Sword of Damocles otherwise known as foreclosure, expect to see more protestors turning out to block evictions and sheriff's sales.

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Don't Let Banking Industry Capture the CFPB

10/12/11

Putting a commission in charge of the bureau would at best produce partisan gridlock, and risks handing the young agency over to financial institutions.

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So Where Are Those Post-Durbin Price Reductions for Consumers?

10/12/11

Recall that retailers told Congress that if these "swipe fees" were reduced, they would pass the savings along to consumers. Yet, there's no evidence that the merchant community is following through on its promise.

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Pricing Lattes Is a Lot Easier than Pricing Debit

10/12/11

When banks attempt to mark up the transaction involving a dollar, the fee for the service is stark. It stands out in a manner that makes it both obvious and occasionally controversial.

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Bankers Must Be Part of the Solution

10/11/11

From the Tea Party, to the anti-Wall-Street crowd, to the silent majority that is hunkered down and fearful for the future, anger at The Establishment is higher than at any time since the Vietnam era.

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Bankers Need to Stop Hiding in Their Bunkers

10/11/11

Banks are already in the thrall of a new business model even worse than the utility one: the industry is frozen solid in fear both of relentless credit risk and remorseless regulatory requirements.

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