BankThink

As one bank CEO put it when asked about the large animal, "I don't want to have any discussion or communication about overdraft fees." A segment of consumers value them greatly and will find them elsewhere if financial industry herds disappear.

The current set of reforms creates a powerful framework of policy levers that can be used by global regulatory authorities to limit risk-taking, control bank size and deter banks from increasing their systemic importance.

Military people go on pushing and taking risks even in an objectively hopeless situation because of responsibility felt by the individual to close teammates. Structure rewards accordingly.

Brian Moynihan gives an interview on camera, on the spot. ABC dwells on the sidewalk chase. Will bankers who hide their checking fees get the same treatment?

The Texas Ratio is often used to measure the riskiness of a bank and its likelihood of failure. But recently, it has lost its distinctiveness as being uniquely Texan.