BankThink

No Bailing on Basel

09/27/11

The U.S. has lost the regulatory high ground. The rest of the world is embracing Basel III. We can no longer afford to go it alone and assume the world will follow.

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A Plan for Regaining Customer Trust

09/27/11

Financial services can actively contribute to making people's lives better and deliver profits for providers. The Compass Principles provide a roadmap for answering the question, "How?"

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A Big First Step for Spotting Systemic Risks

09/26/11

Three leading global financial organizations have sanctioned the concept of a "legal entity identifier," a standard code for every corporate and institutional market participant.

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Mutual Banks Must Survive. Here's a Plan

09/23/11

Alternative capital instruments would allow mutually held banks to become more vital providers of financial services.

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Untangle Commercial Banking from Wall Street

09/23/11

Why on earth we would continue to extend programs intended to protect banks and hence their depositors to any entity that substantially engages in issuing and dealing in securities?

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Start at the Top for Answers on UBS Losses

09/22/11

UBS CEO Oswald Grübel reacted to the bank's "rogue" trader scandal in the same way as another European former bank chairman did when faced with a similar scandal a few years ago: Defiantly.

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Why Dodd-Frank Is Regulatory Overkill

09/22/11

Dodd-Frank will prove hugely expensive and still fail in its main mission of preventing the next financial crisis. Blame Washington and its flawed assumption that it can micro-manage the banking system.

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Cheaper, Broader Methods to Screen Deposit Customers

09/21/11

Using closed-for-cause data during the demand deposit account origination process is quite expensive and is not predictive for every risk population.

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B of A Learns No Good Deed Goes Unpunished

09/21/11

B of A's management might be forgiven for assuming that the government would go easy on asserting claims against Countrywide and Merrill.

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How Congress Can Support Financial Innovation

09/20/11

Create a national charter for nonbanks so they don't have to go through banks to offer credit and other financial products to underserved consumers.

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