bank-technology

'My Bank Will Survive' and Other Delusions

11/09/16

The only tactic for survival is brutal honesty. So let's accept the very real risk of disappearing and do the heavy lifting required to persevere.

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Reinventing Banks Isn't Just About the Technology

11/01/16

The founder and chief executive of Anthemis gets an early look at all types of fintech innovation. She's noticed that, no matter how different the ideas are, there is one underlying commonality in this sector: it's lacking something profound. Here are some small changes that could make a big difference.

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How Can Chatbots Be the Future If They Are Stuck in the 1960s?

10/31/16

One of the hottest bank technologies is already repeating mistakes of decades past and showing just how far banks have to go to catch up with the times. Here is one easy way to make this emerging tech more appealing to today's customers.

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Less Channel, More Product: the Growth Formula for Banks

10/28/16

What matters is what the customer gets, not how they get it. Investing in digital distribution yields little unless banks are delivering the products and services that customers crave.

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Banks Overemphasize Channels, Neglecting Product

10/28/16

What matters is what the customer gets, not how they get it. Investing in digital distribution yields little unless banks are delivering the products and services that customers crave.

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Measure U.S. Banks' Credit Exposure to Deutsche Now

10/25/16

Neither bank regulators nor banks' risk managers can afford to wait until rating agencies downgrade Deutsche before understanding the level of exposure they have to the German bank giant.

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Seven Features Your Bank's Mobile App Needs to Succeed

10/24/16

To land and retain millennial customers, mobile banking apps must graduate from simply replicating online banking on a phone to leveraging the native functionality of mobile hardware.

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Ban Data Access, Limit Bank Innovation

10/21/16

We are still in the early days of digital finance Â-- but the heated tone of conversations surrounding approaches to data access threatens to keep us there.

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Wells Fargo Fiasco Lays Bare a Broken Identity System

10/20/16

The Wells Fargo scandal is an example of what happens when a system requires you to effectively hand over the keys to your identity to strangers as if you were giving them your car keys. Moreover, it is a call to banks to restore trust and become leaders in fixing the ID problem once and for all.

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Your Bank's Diversity Efforts Aren't Working. These Will

10/20/16

Rather than continuing to invest in inclusion initiatives that fail to drive diversity, banks should embrace these three programs instead.

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