It's tougher for women-led technology companies to raise money from venture capitalistsÂ--or any investorÂ--than it is for men. But the challenge is deeper than overt sexism.
The new year will ring in developments in the ways banks use chatbots and other artificial intelligence, arrange their organizational charts, and produce digital products and services.
Regulators here made strides to encourage innovation in 2016, while Brexit cast doubt on the London fintech boom. Yet the cross-Atlantic payments battle is just beginning.
Had Wells Fargo simply complied with regulatory guidelines on multifactor authentication across all channels, there would have been substantially less fraud.
With identity management now established as a distinct industry, it needs an organization to nurture its practitioners like those that exist for the privacy and security sectors.
The appeal of information pathways such as the internet were seen as possibly bringing about a "comeback" for artificial intelligence in financial services Â-- in the 1990s.
To act like a startup Â-- as many banks say they want to do Â-- institutions must employ a non-technical strategy: build services based on customers say they want.
Banks should embrace artificial intelligence so that they can more easily navigate policy shifts that will affect their compliance resources and processes.