bank-technology

Mobile Banking Isn't a Death Knell for the Branch

02/22/16

Industry pundits have been predicting the demise of the branch since the dawn of online account access 20 years ago, but digital services haven't replaced branches. They have just increased the contact banks have with their customers. That's won't change anytime soon.

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Bank or No Bank, Fintech Must Be Regulated

02/18/16

Banks are enthusiastic about innovation that involves both traditional institutions and nonbanks, but a more cohesive regulatory landscape is needed for cooperation between banks and fintech to grow even more.

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Millennial Advice on How to Run a Bank

02/12/16

Community bank executives need to focus on these three areas in order to embrace change and cater to younger, tech-savvy customers.

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Yesterday's Bank Mobile App Won't Cut It Anymore

02/10/16

Banks are coming up short in trying to keep pace with other more advanced app providers, but emulating these five steps taken by nonbanks can help drive mobile engagement.

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Blockchain Won't Make Banks Any Nimbler

02/04/16

It is outside the realm of possibility for bitcoin's blockchain to serve any useful purpose for the intermediaries it was designed to replace.

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Ten Reasons Why Fintech Startups Fail

02/03/16

Here are the most common mistakes that would-be financial services disruptors make on their way to trying to execute a great idea and business plan.

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Don't Give Away the Store When Enabling APIs

02/03/16

There are benefits for banks in fintech collaboration via application programming interfaces, but financial institutions should not let go of customer engagement.

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Show Change-Oriented Bank Managers Respect They Deserve

02/03/16

The industry's rapid change is shining a spotlight on middle and senior managers who inherit positions and often have to fix the messes Â-- while maintaining the successes Â-- of their predecessors.

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Here Is What's Wrong with Millennial Marketing

02/01/16

The best customer prospects are specific individuals, so don't fall into the trap laid by surveys and articles that recommend a grand pitch to Generation Y as a marketing strategy.

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'Internet of Things' Raises Big Ethical Questions for Banks

01/29/16

The potential for more convergence between financial products and physical products raises a whole host of data and privacy issues that banks must deal with proactively.

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