Risk

Synthetic IDs are key to solving fraud’s whack-a-mole game

02/19/21

Credit card and bank account fraud have soared during the pandemic, with fraudsters intercepting consumer data via retail and banking disruptions and worsening synthetic ID fraud.

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OCC’s fair-access rule is anything but fair

01/22/21

It would force national banks to make loans to high-risk industries that often pose dangers to vulnerable communities. The next comptroller of the currency should instead promote equal credit availability for consumers who need it most.

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Loss provisions, low interest rates could threaten profits, OCC says

11/09/20

While national banks have remained strong during the pandemic, they are still navigating risks from a murky credit environment and other potential warnings signs, according to a report by the Office of the Comptroller of the Currency.

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In a digital world, regulators and innovators need to team up to beat fraud

08/28/20

Close collaboration between leading payment innovators and regulators could help regulators better understand the direction the industry is headed, says Arkose Labs' Vanita Pandey.

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COVID-19 has upended fraud detection

08/13/20

The rapid move online boosts false positives, false negatives and actual fraud, says Adara's Nguyen Nguyen.

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Coronavirus takes toll on bank M&A

06/29/20

Bank consolidation has been stagnant since the pandemic hit, and the outlook for the rest of the year is bleak.

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The write-downs are coming. Start preparing now.

06/01/20

Periods of significant loan defaults are tough on banks and force unpleasant choices. Here are steps to evaluate collateral in such uncertain times.

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Lender beware: Emergency relief efforts are inherently risky

05/29/20

The takeaway from the PPP rollout is that bankers must protect their reputations and limit their risk appetites as they participate in further government-backed rescue programs.

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Biometric spoofing is harder than people think

05/26/20

New authentication methods make it harder to fake biometrics, Eric Setterberg of Fingerprints argues.

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