Regulatory reform

Fannie, Freddie to face bank-like liquidity standards starting Sept. 1

07/31/20

The mortgage giants will have to meet benchmarks for covering cash flow needs during stressed periods. The FHFA views the requirements as a prerequisite to the companies exiting conservatorship.

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Banks, credit unions pan OCC idea to create charter for payments firms

07/29/20

Seven trade groups said they would fight any effort by the agency to establish a tailored license for payments providers such as PayPal, Stripe and Square.

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CFPB to propose rules for how companies access customer data

07/24/20

The agency plans to issue an advance notice of proposed rulemaking dealing with efforts by fintechs and data aggregators to leverage a consumer's bank account information.

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FDIC finalizes rule to ease bank restrictions on hiring ex-cons

07/24/20

The regulation allows banks to add employees with past convictions for trivial crimes after the industry complained the prior rules were too severe.

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What matters most to mortgage lenders in the 2020 election

07/17/20

From affordable housing policy to GSE conservatorship, the next president will wield a heavy influence on mortgage and housing policies.

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Dodd-Frank at 10: How regulation has (and hasn't) changed since law's passage

07/13/20

Policymakers have eased some rules and the Supreme Court recently dealt a blow to the Consumer Financial Protection Bureau. But as the landmark legislation approaches its 10th anniversary, the post-crisis regulatory regime has stayed largely intact.

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10 years after bruising Dodd-Frank fight, is bipartisanship returning?

07/06/20

Rancor between Democrats and Republicans has made it hard to enact subsequent bills. But the 2018 reg relief package and more recent legislation offer hope for efforts to reach across the aisle.

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Dodd-Frank has softened blow of pandemic, its authors say

06/30/20

Chris Dodd and Barney Frank said the legislation — nearing its 10th anniversary — put banks in position to be a stabilizing force during the coronavirus crisis.

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After ruling, stage set for new battles over CFPB's future

06/29/20

The Supreme Court threw out a key statutory provision concerning the agency’s leadership structure, but the presidential election and possible legislative reforms could bring about more changes to the embattled bureau.

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Supreme Court strikes down CFPB leadership structure

06/29/20

In a split 5-4 decision, the justices gave presidents new power to remove the agency's head at will. The ruling could have far-reaching implications for other regulators with single directors.

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