Regional banks

One-size-fits-all rulemaking hurts regional banks: M&T’s Wilmers


Because the fates of banks and the communities they serve are so intertwined, the regulatory impacts borne by regional banks are inextricably linked to the repercussions experienced by their customers.


Happy medium: 'Tweener' regionals try creative growth strategies


Creative growth strategies are helping banks with $10B to $50B of assets — including Webster and TCF — improve profitability. These ‘tweeners’ deal with tougher regulations than smaller competitors without the scale larger ones have to absorb the expense.


How will stress tests change in the Trump era?


The recent decision by the Federal Reserve Board to exempt banks with less than $250 billion in assets from the qualitative aspects of the CCAR stress tests may be a sign of things to come, says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.


How much has regulation really curbed lending?


Critics of Dodd-Frank argue that post-crisis regulations put a damper on lending. But loan growth at regional and community banks has "actually been very strong," says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.


Citizens seeks edge in middle market with tech partnership


By partnering with matchmaking platform Opportunity Network, Citizens will be able to better connect corporate clients to deals worldwide.


Huntington starts to tap into last year’s FirstMerit acquisition


Acquisition pushes quarterly revenues past $1 billion for first time ever.


BBVA hosts Amazon lockers in Austin branches


Add package pickup to the growing list of things banks are doing with branches as foot traffic declines.


M&T's Wilmers joins billionaires club off bank stock rally


The rally in bank stocks since Donald Trump's surprise victory in November has minted a new billionaire banker ahead of Friday's inauguration: M&T Bank CEO Robert Wilmers.


Signature posts healthy profit despite medallion-loan losses


The New York bank weathered headwinds in its taxi-medallion portfolio to post double-digit growth in earnings and net interest income during the fourth quarter.


Expense cuts, rate hike boost Comerica's 4Q profit


Improved credit quality also helped compensate for flat loan growth at the Dallas bank.