Regional banks

Clearing another Fed hurdle at Santander Holdings


The Boston company — a division of the Spanish banking giant Banco Santander — announced that the Federal Reserve has terminated a 2014 written agreement barring it from declaring dividends without central bank approval.


The wisdom in being an open-minded buyer or seller — or both


Bank Mutual was still in talks to buy a bank roughly its own size when it began exploring a sale. The move allowed Bank Mutual to quickly find a buyer after its planned acquisition fell through.


OCC lets banks close Gulf Coast branches as potential hurricane nears


The agency's statement comes as Tropical Storm Harvey gets closer to the Texas shore.


How Arkansas became home to three fast-growing banks


Bank of the Ozarks, Home BancShares and Simmons First have used acquisitions and a business-friendly environment in their home state to become regional powers.


The risks and rewards of banking the government


People’s United recently won the deposit business of the states of Massachusetts and Vermont, punctuating a multiyear plan to expand in government banking. But it’s a hard niche to succeed in, and, as other banks can attest, it can invite controversy.


Fifth Third to realize 3Q windfall from latest sale of Vantiv shares


The regional bank will record a pretax gain of about $1 billion as it continues to shed its stake in the payment processor Vantiv.


Rising commercial deposit costs? It’s not the worst thing


Many banks are adopting an “it takes money to make money” approach, paying more interest on deposits in exchange for loan growth, fee income and customer retention.


Do's and don'ts of a hostile bank takeover


The key to an unsolicited bid is to avoid looking like a bully. That requires clear communication with a target's investors, employees and clients — along with any other banks you might eventually want to buy.


Bankers frustrated with Chicago market take business elsewhere


Rising taxes, declining population and the political landscape in Illinois have led several bankers to put more money and resources into nearby states.


The trade-offs in a N.J. bank's out-of-state expansion plan


Valley National's latest acquisition would make it a much bigger player in Florida and provide a platform to write more auto loans. Both markets present attractive returns but high risks.