Real-time payments

How Zelle, banks combat real-time payment fraud

10/10/18

For bankers and network providers, it’s a given that moving to a real-time payment system like Zelle will lead to an increase in fraud attempts. Here's a look at the ways they're fighting back.

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U.S. Bank's big AML fine, Mulvaney in hot seat, future of payments: Top stories of the week

02/16/18

U.S. Bank's $600 million fine for AML lapses quickly drew readers attention, while acting CFPB Director Mick Mulvaney got the Cordray treatment on Capitol Hill and big banks made moves to speed real-time payments.

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Citi, SunTrust provide a road map to real-time payments

02/12/18

Early adopters of The Clearing House’s Real Time Payments network have built gateways and accelerated fraud detection systems.

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As new real-time payments go live, much work remains

11/15/17

This week's first transaction over The Clearing House's Real-Time Payments system may be a huge step for speeding up payments in the U.S., but it also highlights the long road still ahead.

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Deal on TBTF rules; Warning on coin offerings

11/14/17

Bipartisan proposal would remove the SIFI label from more than two dozen banks; European regulator cautions investors on the risks as bitcoin price plunges.

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Fed's Powell gives boost to banks in real-time payments race

10/19/17

The Federal Reserve Board governor sketched out a future in which U.S. banks remain at the center of commercial transactions.

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Justice Department gives big banks green light on real-time payments

10/02/17

Following an antitrust review that lasted almost a year, the approval would appear to cement The Clearing House's status as the front-runner in a race to modernize the U.S. payments system.

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Fed dodges key decision on faster payments

09/06/17

The central bank said Wednesday that it will assess a range of options regarding its operational role in a modernized payment system, an issue that divides large and small banks.

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Fed commits to speeding up payments following task force report

07/24/17

In early fall, the central bank is expected to announce its next steps regarding how to improve the aging U.S. payments system.

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The Fed’s got some big decisions to make on faster payments

07/21/17

For the last two years, the central bank has allowed the private sector to drive a process aimed at modernizing the nation's payments system. Now the Fed will have to determine what its own role will be.

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