Mobile technology

Assemble allows Mastercard partners or issuers to provide checking, budgeting and payment features, as well as additional money management.

Jayne Opperman is the third new tech hire the bank has made this month.

As use of smartphone apps begins to surpass online channels at some institutions, banks are facing pressure to offer clients more robust services.

The biggest thing going for recent mobile apps launched by Wells Fargo and JPMorgan Chase may not be any digital innovation associated with them.

Letting employees decide when they get paid through a mobile app that connects to a bank's prepaid card can serve the same purpose as a payday loan but cost the consumer less.