interest rates

Why paying interest on reserves is good for lending


Contrary to others’ opinion, interest on excess reserves is part of the Federal Reserve’s monetary policy that serves to reduce volatility and encourage growth.


Deutsche Bank says former executives set to pay for missteps


The German bank posted two consecutive years of losses partly because of misconduct fines tied to the Libor and other scandals.


How Fed policies thwart economic equality


The Federal Reserve’s next policy actions will have profound impact on whether the U.S. income and wealth gap grows even wider.


More questions than answers in banks' 1Q results


Loan demand disappointed as optimism for economic growth under President Trump gave way to uncertainty over the prospects for regulatory relief and tax reform. Credit quality held up, but the retail and health care sectors have become potential trouble spots. Here’s a recap drawn from banks’ quarterly earnings calls.


'Why are they still being paid?': Comments of the week


Readers weigh in on Wells Fargo investors reelecting state regulators suing the OCC, Wells Fargo's annual meeting, ultralow interest rates and more.


Why couldn’t banks sustain the post-election stock rally?


After such a period of collective euphoria following the November election, how does the manager of a large institution explain a declining stock price to investors?


New York Community still hunting for M&A as rising rates crimp profits


The Westbury, N.Y., company is angling for an acquisition as it approaches the $50 billion-asset mark.


Low interest rates are hurting the middle class


Monetary policy was intended to act as an accelerant for an economy in recession, and did in fact accomplish that goal early on; however, its benefits have waned, if not reversed, over time.


Higher rates a mixed blessing for Wintrust in first quarter


Wintrust’s mortgage revenues fell in the first quarter, but net interest income picked up the slack.


Negative interest rates aren’t just dangerous. They don’t work


Negative interest rate policies have not been shown to speed up spending or borrowing. In some cases, countries with such policies have seen their savings rates continuing to climb.