Disruptors

How banks can avoid becoming zombies

11/13/18

Gartner recently predicted that 80% of banks will become irrelevant by 2030. Analyst Peter Redshaw explains the strategies banks need to execute to survive.

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Sizing up the real fintech threat to banks

11/07/18

Will it be a bigfoot from Amazon, Google and Apple, or death by a thousand bites from niche rivals? Or can banks rally and fend off the insurgents?

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ICBA's community banking fintech accelerator comes with warning to core providers

11/01/18

The advocacy group argues that major core processors are not helping small banks keep pace with customers' technology demands.

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What challenger banks get about small businesses that banks don’t

10/31/18

Azlo, Bento, Bank Novo and other neobanks argue they are better at helping small businesses, giving them extra attention, technology and advice.

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MoneyLion launches financial tracking tool, checking account

10/22/18

The challenger bank is “rebundling” banking, offering more pieces of traditional financial services for a flat monthly fee.

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Umpqua Bank names first head of innovation

10/12/18

Käthe Anchel is expected to help push Umpqua’s recent focus on what it calls the “human-digital” banking experience.

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Chime grows to 1.7M customers, acquires credit scoring app Pinch

10/10/18

The San Francisco challenger bank is adding 150,000 customers per month and plans to expand its financial product offerings.

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HSBC hires Goldman exec; high rates may hurt banks’ bottom lines

10/09/18

Several other recent hires may have been an attempt to refute charges it can’t attract top talent; rising rates have helped banks, but a reckoning awaits.

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Meera Clark: Disruption and diversity investing are all in the family

10/03/18

It should come as no surprise that Meera Clark would gravitate to ventures like Morgan Stanley's Multicultural Innovation Lab, which pairs venture capital with founders from diverse backgrounds. After all, her mother, Ranjana Clark, is a disruptive trailblazer of her own at MUFG.

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How HSBC's Diane Reyes is staying a step ahead of fintechs

09/30/18

Facial recognition technology and a person-to-person payments app are just two innovations that have sprung from a workplace that fosters creative thinking and welcomes ideas from across the organization.

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