Digital banking

How states can still outmatch OCC over fintech

03/29/17

The OCC’s draft fintech charter requirements are far from perfect. States can seize this chance and collectively create a better regulatory environment for fintechs.

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A community banker's fintech 'aha' moment

03/28/17

From SoFi to Venmo, fintech competitors are creating a customer experience that is so fast and easy community bankers like Julieann Thurlow cannot help but worry.

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Consumers will suffer without rights to their data

03/27/17

The industry needs to establish a clear set of rules and standards so safe and secure financial data access and sharing continues unrestricted.

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How core conversion spurred a community bank's explosive growth

03/24/17

Bank3 started as a $12 million-asset institution with a single branch, no online banking and a core system that was obsolete. Now it's much more.

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Banks in the digital age: It’s still about humans

03/24/17

Technology is moving at light speed beyond smartphones. To compete in this environment, banks need to zero in on solving for basic human needs.

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'Elections have consequences': Comments of the week

03/24/17

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

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Citigroup to close most London outlets on internet-banking focus

03/23/17

Citigroup plans to close three of its four London branches as the company seeks to cut costs and focus on digital services.

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Speaking 'male' and earning 'male' (aka 'goals')

03/23/17

B of A's Cathy Bessant and Michelle Moore have a few suggestions for women who want to advance and RBC's Janice Fukakusa sets a new pay benchmark for female executives. Plus, Bank of the West's Nandita Bakhshi and Citi's Yolande Piazza.

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Can tech help a community bank be 'everything to everyone'?

03/23/17

NBT Bancorp has spent the last few years introducing digital banking features intended to reach a broad audience.

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Digital banking standout steps up cybersecurity game

03/22/17

Live Oak Bank, known for streamlining the lending process, has turned its attention to fixing its patchwork approach to cybersecurity.

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