What it took to make mobile banking happen at this D.C. community bank


Customers of National Capital Bank in Washington wanted mobile banking with remote deposit capture, but the community bank first had to find a new CEO.


Dilemmas for banks in new rate environment


Banks eagerly raised their prime rates after the Federal Reserve’s latest rate hike, but the debate about how they should react on the deposit side is robust, and conversations are beginning on how to respond on the investment portion of the balance sheet. Here is a sample of the lively discussion that is emerging.


Why banks are dedicating more time to courting older customers


Seniors typically have stellar credit and can be a good source of deposits in a rising rate environment.


Astoria deal to turn Sterling into regional power in New York


The New York bank will double in size while gaining greater access to Long Island and low-cost deposits that should come in handy as interest rates rise.


Solera, freed from reg order, to spend more time building core deposits


The Denver bank had spent the last two-plus years addressing concerns about capital and underwriting procedures.


Online banks compound pressure on rivals to raise deposit rates


Traditional banks may need to think twice about putting off higher rates on CDs and other deposit products. That’s because freer-spending online banks are adding deposits faster than they are, and more Fed rate hikes are expected to fuel that trend.


Banc of California posts strong quarterly results following CEO’s departure


Loans, deposits and revenue all rose solidly compared to a year earlier.


Why this bank is struggling to crack the Boston market


Webster Financial was unable to hit its loan and deposit goals in Boston last year as it prioritized relationship building over cut-rate pricing.


Huntington starts to tap into last year’s FirstMerit acquisition


Acquisition pushes quarterly revenues past $1 billion for first time ever.


Loan growth, rising yields boost profits at Citizens Financial


Citizens Financial Group in Providence, R.I., reported bigger profits in the fourth quarter on the strength of loan growth and improvements in its loan yield.