Deposits

Community bankers’ grim reality: This is the new normal

12/13/17

Executives at small banks are wary about 2018 as concerns about lackluster loan demand, low yields and rising deposit prices abound.

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Tax hits, deposit wars, paydown blues: A 4Q preview

12/07/17

It’s only early December, but bank CEOs’ comments this week about tax reform, their thirst for deposits, consumer lending initiatives, and challenges in commercial lending offer a sneak peek at what’s coming when earnings season begins next month.

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Banks resist pressure to raise rates, but for how long?

11/29/17

Online banks have been aggressively raising the rates they pay on consumer deposits, and that is forcing mainstream banks to consider following suit or risk losing valuable deposits to their more nimble competitors.

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Flagstar has survived — now it must reinvent itself

11/21/17

The Michigan company, which lost more than $1.4 billion in the aftermath of the financial crisis, is trying to become more of a commercial lender. It recent agreement to buy a deposit-rich franchise in California could help it get there.

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Optimism, pain points in FDIC’s 3Q report card

11/21/17

It was mostly good news for banks in the Federal Deposit Insurance Corp.'s Quarterly Banking Profile, with higher earnings and net interest margins. But there were concerns as well, including slower loan and deposit growth.

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Credit Unions with the Most Deposits

11/14/17

On Jun. 30, 2017. Dollars in thousands.

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The real-world impact of real-time payments

11/12/17

As the banking industry moves closer to adopting a faster payments system, bank executives have begun to think through the impact it will have on clients and banks themselves.

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Dueling digitally: How MUFG's PurePoint competes for online deposits

11/06/17

Add MUFG Union to the roster of traditional banks launching a digital division that aims to grab deposits. PurePoint is going up against some more established competitors who are evolving their strategies.

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Goldman Sachs plans rebranding of online consumer bank

11/03/17

GS Bank will take the name of Goldman's nascent consumer-lending business, Marcus.

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'No question' the war for deposits is on

11/02/17

Over the past year competition for commercial deposits has intensified, but pressure on consumer deposit prices is starting to edge up, too, says Mark Schroeder, CEO of German American Bancorp.

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