News Topic: Deposits

The Dallas regional assured analysts that it has ample sources of liquidity to fund its expected loan growth. ... Read full article

The Los Angeles bank reported a 5% decline in net income despite strong loan growth as deposit costs rose and fee income fell. ... Read full article

The bank’s CFO says it has enough liquidity to meet loan demand in the short term, but how long can it keep its loan-to-deposit ratio below 100%? ... Read full article

JPMorgan Chase's banner quarter didn't stop executives from warning that the pause in rate hikes could crimp profits, or from hinting that the bank might downsize its mammoth mortgage operation. ... Read full article

Wells Fargo and the denial stage of recovery; community bankers alarmed after big banks backtrack on faster-payments pricing; credit card, auto loan delinquencies hit seven-year high; and more from this week's most-read stories. ... Read full article

The Pittsburgh company more than doubled its provision for loan losses during the first quarter to keep pace with growth in its loan portfolio. ... Read full article

The decade-old rule, now under review, is outdated and another example of one-size-fits-all regulation, community bankers say. ... Read full article

Community banks are relying more on analytics, incentives and business partnerships in hopes of stemming an outflow of deposit relationships. ... Read full article

The loan origination fintech is offering the product in a stand-alone format and as part of the workflow for its mortgage and home equity loan products. ... Read full article

On Dec. 31, 2018. Dollars in thousands. ... Read full article

Current rules developed in the early 1990s were driven more by politics than facts. ... Read full article

State law bars credit unions from accepting deposits from cities, counties and other government entities. Florida banks say it should stay that way unless tax advantages for credit unions are removed, but credit unions counter that banks are trying to ... Read full article

Big banks’ edge lies in their sizable presence in faster-growing cities, not any unfair structural or regulatory advantages, according to a new report by the Bank Policy Institute, which represents large financial services companies. Community banks beg to ... Read full article

The small Wisconsin city features a vibrant economy, low employment and a growing population, but banks that want to buy their way into the market have their work cut out. ... Read full article

The FDIC should consider limiting its toughest restrictions on brokered deposits to problem banks. ... Read full article

Its move into new states will allow the nation’s largest bank to pursue the loan and deposit business of more state and local governments. ... Read full article

For years Carter Bank in Virginia had resisted technology of all kinds — even ATMs. But a leadership change, rising rates and a thirst for low-cost deposits finally led to a change in philosophy. ... Read full article

Concerns about an economic slowdown, rising deposit prices and cybersecurity abound, a survey found. ... Read full article