News Topic: Consumer Contracts

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I have been working for a few years in developing and creating a consumer outreach website at MyConsumerTips.info .   The site is purely non-profit and has no sponsors or advertisers. It aims to simply provide consumers with “consumer tips” that change ... Read full article

Contracts professors, policymakers, consumer groups and others have become particularly interested in another post- AT&T Mobility LLC v. Concepcion  case.  The United States Court of Appeals for the Ninth Circuit recently agreed to an  en banc ... Read full article

Nathalie Martin has done great work and has posted comments on Creditslips.org regarding payday lending. I also have been interested in how these payday loans prey on consumers with the least resources and power, and have helped consumers with related ... Read full article

Following my post regarding PayPal's new opt-out arbitration provision, I talked to many individuals who could not find the directions for how they can opt out (hence "needle in a haystack").   Here they are : " Opt-Out Procedure. ... Read full article

I was delighted to see Melissa Jacoby’s call in September for more poetry on creditslips.org ! Therefore, I wish to share the poem I wrote that served as basis for the lyrics to a  consumer protest song that accompanies a non-profit consumer outreach film, ... Read full article

Adam Levitin commented on the eBay's opt-out arbitration program on CreditSlips.org  a few weeks ago, and there have been campaigns calling for consumers to opt out of eBay's program. ... Read full article

Yesterday, I wrote about the "squeaky wheel system," or "SWS" for ease of reference, which I explored in my article, Access to Consumer Remedies in the Squeaky Wheel System .   The research shows that consumers who have and take the ... Read full article

First, I want to thank you for the invitation!   ... Read full article

Brian Wolfman has an interesting post about e-Bay's new arbitration agreement with a class action opt-out.  Curiously, e-Bay's arbitration agreement isn't mandatory, but it is opt-out with a limited opt-out period.  Brian's take is ... Read full article

A heads up regarding the latest in Visa fraud. Royal Bank received this communication about the newest scam. This is hitting the midwest with a vengance and moving. The trick here is that they provide YOU with all the information, except the one piece ... Read full article

A major argument against substantive regulation of industries (including consumer finance) is that the market self-regulates. Bad actors get bad reputations and lose business.  Therefore, there's no need for government to intervene.   ... Read full article

I have been meaning to write on several consumer scams so here are a few to avoid. “We Can Lower Your Home Loan Interest Rate” Scams.  ... Read full article

Do mutt-lovers (with admittedly too much time and money on their hands) get anything in exchange for the $75-100 they pay to find out what kind of dog they have? It depends. My advice: before ordering a doggie DNA test over the net, do lots of research. ... Read full article

Two weeks in a row, the Haggler column in the New York Times focused on cramming , one of the most damning and profitable scams in the consumer world.  Cramming is tacking unrequested services onto land line bills and now cell phone bills, such as ... Read full article

Wall Street Journal Reporter Jessica Silver-Greenberg casts a spotlight on the market for fertility treatment loans - including loans that enable the purchase of other women's eggs  - in the article "In Vitro a Fertile Niche for Lenders."  ... Read full article

At its annual Capitol Hill Day in Washington this week, the National Association of Consumer Bankruptcy Attorneys sounded an alarm about the growing student loan problem, calling it a “debt bomb.” NACBA released a survey of its members indicating that ... Read full article

For those contracts professors who teach Peevyhouse v. Garland Coal & Mining Co., 382 P.2d 109 (Okla. 1962), there is a modern version this 1962 case going on right now in the gas drilling context. In the venerable Peevyhouse case, Willie and Lucille ... Read full article