community-banking

Small Banks, Start a Dialogue with Occupy Wall Street

11/06/11

Occupy has to understand that the financial community is not monolithic. For every senior Chase or Goldman exec, there are thousands of non-mega-bankers willing to work with communities.

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Is It Time to Rename the Texas Ratio?

11/03/11

The Texas Ratio is often used to measure the riskiness of a bank and its likelihood of failure. But recently, it has lost its distinctiveness as being uniquely Texan.

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No, the One-Size Regulatory Model Doesn't Work

10/13/11

To argue that a bank in Horton, Kan., should have the same regulations as the nation's largest financial institutions is ludicrous.

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Don't Let Bank-Bashers Hurt Your Team's Morale

10/04/11

Frontline employees and branch managers I've spoken to seem genuinely surprised and sometimes downright emotional to hear someone defending who they are and what they do.

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Mutual Banks Must Survive. Here's a Plan

09/23/11

Alternative capital instruments would allow mutually held banks to become more vital providers of financial services.

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Train Everyone in Sales - From the Top Down

08/30/11

If you are going to be in banking in the future, you are going to be "in sales."

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Brian Moynihan, Here's What I'd Do if I Were You

08/25/11

Twenty years ago I engineered the sale of Security Pacific Bank, at the time the nation's fifth largest bank, to Bank of America. What has gone wrong since then?

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Overemphasis on Coaching Kills Sales at Bank Branches

08/18/11

While coaching is important, it would appear that "leading by example" is significantly more important.

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CU Conversions Are Looking Inevitable

08/11/11

Credit union boards should see that federal taxation is a beneficial trade-off for regulatory parity and access to equity capital.

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Small Banks Need a Big Voice in the Primaries

08/10/11

If you live in one of the states that has an early presidential primary or caucus you need to be present at the town hall meetings and vocalize how the small banks are being hog tied by regulations.

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