community-banking

Federal Charter for Nonbanks Would Be Good News for Small Banks

08/21/12

A federal charter for National Consumer Credit Corporations could help community bankers serve (and profit off) low-to-moderate-income consumers.

[more]

Where's the Logic in Subjecting Small Banks to Basel III?

08/16/12

We don't need and shouldn't have one-size-fits-all regulatory policies. Community banks are different from their larger U.S. counterparts.

[more]

How Do You Personally Connect with Customers?

08/14/12

A personal touch can help a bank stand out, but providing great service is a challenge in our increasingly digital society. How do you develop meaningful (and lasting) relationships with your customers?

[more]

Aggressive Credit Unions Find New Loophole in Lending Limit

08/13/12

Their regulator has achieved for them by administrative fiat what they have been unable to accomplish in Congress.

[more]

Bankers Should Want Customers to Know Their Names

08/09/12

Almost everyone has a bank. Fewer and fewer have a banker. Here's why that needs to change.

[more]

Centralizing Overdraft Lawsuits Was an Expensive Failure

08/08/12

The multidistrict litigation process lumped together disparate overdraft cases in a "one size fits all" approach. As a result, it did not achieve the salutary goals the judicial panel set out to accomplish and must be judged an expensive failure.

[more]

What Banks Need to Know About ATL's ATM Patent Infringement Claims

08/07/12

It is best not to ignore Automated Transactions' ATM patent infringement claims. Instead, take proactive steps to determine what course of action is best suited for your financial institution.

[more]

Proposals to Break Up Big Banks Threaten All Banks

08/01/12

Bankers should learn a lesson from the Dodd-Frank experience: We lose when we are divided by others.

[more]

Why Lift Lending Cap? Credit Unions Can Skirt It Anyway

07/26/12

Navy Federal's strategy gives everyone else in the industry yet another way to get around the cap. Puzzlingly, some credit unions relentlessly press for legislation.

[more]

Mr. Weill, Your ICBA Membership Card Is Ready

07/25/12

Sandy Weill's call to break up big banks invoked the Main Street bankers who have blasted Wall Street fat cats like him for years. What next for him - a director post at a small bank in Peoria?

[more]