Remain vocal in conveying your opposition to unwarranted regulatory proposals. Understand your true competition by studying peer data. Eat, breathe, preach and execute sales - but sell to profitable niches in a profitable manner.
Here we find a bank president, who makes a loan commitment over a Martini - if I may be facetious - without even looking if there is an olive in the glass.
The money in TAG accounts is the hottest of the hot. If interest rates rise, these funds will disappear, hurting liquidity and capital for the banks that use the program.
A bankers' association could set up a panel charged with the responsibility of reviewing every claim made against a member and determining whether it had merit.
The average credit union is billions of dollars smaller than the behemoth banks. And the overall quality of credit union business loans is much higher than that of bank commercial loans.
The very same low interest rates and easy credit terms that ran up the "for sale" housing business are now busily at work running up the multifamily rental business.
Politicians may wax lyrical on the importance of community banks to local economies and regulators may claim the focus of their efforts is on institutions that are "too big to fail," but the facts tell a different story.
