Capital requirements

Banks get big capital break for small business loans amid crisis


The Federal Reserve and other regulators are planning to grant a sweeping capital break for banks providing loans to small businesses as part of the government's response to the coronavirus-fueled economic crisis.


Fed eases Wells Fargo asset cap; U.K. bankers forego bonuses


The bank will be allowed to exceed the limit to enable it to make more small business loans; the CEOs of HSBC and StanChart are also donating part of their pay to coronavirus victim charities.


U.S. banks to support paying dividends; Wells limits jumbo refinances


Banks will tell the Fed they would remain strong after payouts; customers would need $250,000 in liquid assets on deposit at the bank to qualify to refinance.


Fed plowing ahead with stress tests. But should it?


Many argue the economic turmoil from the pandemic makes the Comprehensive Capital Analysis and Review irrelevant this year, while others say testing banks’ capital strength is crucial now more than ever.


Cheat sheet: What's at stake for banks, customers in stimulus battle


Congressional proposals could expand Federal Reserve liquidity support, delay a new credit loss accounting standard, provide certain accounts with unlimited deposit insurance and more to help businesses and consumers reeling from the coronavirus outbreak.


Regulator predicts delay in GSE capital rule due to pandemic


FHFA Director Mark Calabria said the health crisis will complicate the release of a proposal establishing new capital requirements for Fannie Mae and Freddie Mac.


Agencies encourage banks to use their capital to boost lending


Regulators issued a rule that gives banks the OK to dip into capital to help households and businesses cope with the economic impact of the coronavirus.


Virus is Dodd-Frank's first real test


If banks are unable to weather the economic fallout from the outbreak, calls for more dramatic reforms could get louder.


Virus could deal blow to leveraged loans. What's that mean for banks?


Banks may be protected from a direct hit, but they have invested in vehicles that include such loans, potentially exposing them to defaults.


Fed finalizes new capital buffer ahead of 2020 stress tests


The rule establishes a measure of capital adequacy meant to simplify how banks are assessed in the Comprehensive Capital Analysis and Review program.