What U.S. banks stand to lose in shunning open banking


A recent study concluded there are first-mover benefits for banks that embrace open banking. But many executives see its risks instead.


How BBVA Compass is trying to get customers to buy into PFM


What the bank is doing differently with its personal financial management tools could be instructive to the many institutions that haven’t gained much traction with similar offerings.


When it comes to emojis, banks just ¯\_(ツ)_/¯


Customers are sprinkling symbols into their texts, and it's a challenge for banks to fine-tune systems to support the use of the cartoon code in communications.


BBVA-backed fintech launches global bank account


Denizen is designed for expats and migrants to receive money and make payments without international transfer fees or currency exchanges.


Open banking role models: Fidor, Rabobank and BBVA


Celent analysts Alenka Grealish and Stephen Greer explain how banks in Europe and the Netherlands have built business models around open banking.


How banks use behavioral economics to win over customers


The aim is not just to get consumers to act on a credit card offer or open a savings account, but to use the insight gleaned to build long-term relationships — without coming across as manipulators.


Why do most U.S. banks shut the door on 'open banking'?


EU banks will soon start sharing customer account data with all third parties their customers approve. Very few U.S. banks have latched on to this concept. Here’s why.


Can a BBVA spinoff crack the digital ID code?


Covault has begun offering a digital identification and virtual safe deposit box service to banks and others. Similar efforts have failed before, but its backers say mobile apps and the cloud have made the service more practical.


Blockchain moves beyond its 'moonshot' phase


Brian Behlendorf, leader of the Linux Foundation's effort to establish standards for blockchain, likens the invention of cryptocurrencies to the moon launch and says banks, open-source developers and others are working to make the underlying technology commercially viable.


How consumer banking leaders are embracing AI


Execs from Bank of America, Wells Fargo, BBVA, Ally Bank and others outlined their AI strategies, progress to date and lessons learned at BankAI this week.