Downers Grove Bankruptcy Attorney Explains Where To Send Chapter 13 ...

Well the first payment is something that I collect from the debtor immediately before the case is filed.  The payment will be in the form of either a cashier’s check or a money order, and it will be made payable to the Chapter 13 trustee.  

Once the bankruptcy case is filed I will send that payment directly to the Chapter 13 trustee so that you have one payment already in the till by the time you to your meeting of creditors.  If you are on payroll control your employer will deduct your Chapter 13 payment and send it to the trustee directly.  Thus, as long as you can stay employed, if you’re on payroll control, you’re going to have success financially with your Chapter 13 case. 

If you are not working for an employer, let’s say you’re self-employed or on social security or some other form of disability, then you will have to make a payment each month to the Chapter 13 trustee.  The payment has to be in the form of a money order or cashier’s check, you have to have your name and case number written on your money order or cashier’s check, and it must be sent to the Chapter 13 at the specific location that they have indicated.  The general location right now for the Chapter 13 trustees practicing in the northern district of Illinois is to send your payment to Memphis, Tennessee.