Weekly Posts

Stress and Your Heart

01/09/22

Stress May Be Your Heart’s Worst Enemy That’s a headline in today’s New York Times.   I pass that on because as a bankruptcy lawyer I see people defeated by the stress of debt’s they can’t pay.  Good people go for years dragging around bad debts they can’t pay, before they finally take advantage of the […]

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Named A+ Again this Year By Better Business Bureau

01/01/22

I’ve been a member of the Better Business Bureau since 2003.

The post Named A+ Again this Year By Better Business Bureau by Robert Weed appeared first on Northern VA Bankruptcy Lawyer Robert Weed.

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Debt Blue or Bankruptcy Which is Better?

12/13/21

Debt Blue Debt Settlement or Bankruptcy: Which is Better?   Blog on Debt Blue Robert Paid them $23673.00 18 month Settled Chase $10,496 and Chase $9719

The post Debt Blue or Bankruptcy Which is Better? by Robert Weed appeared first on Northern VA Bankruptcy Lawyer Robert Weed.

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Sports Gambling Comes to Virginia

11/11/21

Sports Gambling Comes to Virginia Like most people, I’ve noticed that ads for sports gambling have taken over the TV (at least on basketball and college football, which is about all the TV I watch.) Sports gambling was legalized in Virginia April last year and began in January 2021. Now in October and November, I’ve […]

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Getting Your Mortgage Statements After Bankruptcy

08/18/21

Are you getting your mortgage statements after filing bankruptcy? Some mortgage companies use bankruptcy as an excuse to stop sending mortgage statements. (Or they send them to your lawyer, not to you.) The law is completely clear. The law says to keep sending them to you.  That law is Regulation Z. The Consumer Finance Protection […]

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After Bankruptcy: Please Don’t Go Out and Co-Sign for a Car

08/15/21

After Bankruptcy: Please Don’t Go Right Out and Don’t Co-Sign for a Car Got an email last week that made me sad.  Cherry filed Chapter 7 bankruptcy back in 2017.  She recently went to buy a car and ended up getting financed by Santander at 21%. After she did that, she asked why is her […]

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A Million Dollar Mistake: Personal Injury and Bankruptcy

08/08/21

A Million Dollar Mistake: Personal Injury and Bankruptcy Under Virginia law, the bankruptcy court cannot take away a personal injury claim.  Injured in a car accident? Hurt in the hospital? Anyone in Virginia can file bankruptcy and still keep those claims. Steven Ramsdell, one of the top bankruptcy lawyers here, is desperately trying to save […]

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The Wells Fargo Home Projects Card and Chapter 13

07/31/21

The Wells Fargo Home Projects Card and Chapter 13 Bankruptcy The Wells Fargo Home Projects Card is issued differently than most credit cards. As far as I can tell, they don’t market it directly to consumers. Instead, they get home improvement businesses to sign people up. That way Wells Fargo finances the home improvement and […]

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Supreme Court Says Being Listed as a Terrorist is ‘No harm.’

06/27/21

Supreme Court Says Being Listed as a Terrorist is ‘No harm.’ Last Friday, in a case called TransUnion v Ramirez, the Supreme Court said the Fair Credit Reporting Act cannot give you the right to sue TransUnion for putting your name on their OFAC terrorist warning list. Led by Justice Brent Kavanaugh, a 5 to […]

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Does Reaffirming Your Car Loan Help Your Credit Score?

06/06/21

“Does Reaffirming My Car Loan Help My Credit Score?” Ray and Theresa, who filed bankruptcy with me last fall, asked me that last week. Lots of people ask that same question after they look at their after-bankruptcy credit report and see that their car payments don’t show.  Then, they are told by their car finance […]

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