stress tests

Big U.S. banks are letting stress tests make decisions for them


Seventy-eight percent of global banks now use regulatory stress tests to assess concentrations and set limits internally, according to a Deloitte survey to be released Wednesday. That's up from 67% in 2012. Eighty-seven percent of respondents said they use capital stress tests for strategy and business planning, up from 68%.


Startups take on stress-testing tech


Fintechs are developing data-crunching, automated products that seek to help banks precisely calibrate capital levels. The banks' goal is to pass stress tests while maximizing returns to investors.


Is something missing from the U.S. regulatory toolbox?


The post-Dodd-Frank era is one of rightsizing and tailoring rules, but a key bloc of the regulatory brain trust believes the U.S. still lacks mechanisms that could prove helpful in a crisis.


Fed proposes steps to ease banks' stress-testing regimen


The plan would implement a congressional mandate that only the biggest banks must conduct internal stress tests.


Would raising capital requirements for a rainy day hasten one?


One Federal Reserve governor’s push to use an untapped capital buffer to counteract potential losses is stoking concerns that such a maneuver could spook financial markets.


Banker of the Year: Zions' Harris Simmons


His knack for public policy, dedication to technological improvements once considered the province of big banks, and willingness to tear up a business model that he and his father built make him our top Best in Banking honoree.


Regulatory rollbacks could threaten banks' debt ratings: Fitch


The ratings agency said that it views rollbacks of stress-test comparisons and liquidity coverage ratio requirements as "negative" for banks with between $100 billion and $250 billion of assets.


Quarles gets earful (again) on Fed's reg relief efforts


In his second straight day of congressional testimony, the central bank’s top regulatory official was put on the defensive about a pending proposal to relieve regional banks from the toughest supervisory requirements.


Empty chairs at Fed still the status quo — and could be for some time


The Senate is poised to confirm Kansas Banking Commissioner Michelle Bowman to the Federal Reserve Board. But the nominations for the two other open seats are still in limbo.


Danger lurks in latest deregulatory push


The banking agencies have proposed weakening several liquidity, capital and stress test requirements without considering the cumulative effect of the many changes being undertaken.