securitization

Freddie's serious delinquencies are seriously low

05/02/17

Freddie Mac's serious delinquency rate dropped below 1% for the first time since 2008, lending credence to its efforts to expand credit access.

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How Ocwen's regulatory woes could help rival Nationstar

04/27/17

The onslaught of regulatory actions against Ocwen may open the door for Nationstar to pick up a massive subservicing portfolio from the beleaguered servicer.

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Reg burden forces community bank to unload CLO business

03/31/17

Triumph Bancorp in Texas agreed to sell its CLO management firm just months after new risk retention rules kicked in.

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Why Fannie still sees room to grow in multifamily

03/28/17

Demographic trends continue to fuel demand for apartments, and there is a large volume of 2007 vintage loans up for refinancing, says Jeffrey Hayward, Fannie Mae's head of multifamily mortgage.

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Fannie rental securitization deal draws fire from industry groups

03/15/17

Industry critics argue the Invitation Homes deal will create new risks for Fannie Mae and remove affordable inventory from homebuyers.

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Why subprime auto is suffering, even in good times

03/01/17

Longer loan terms may be compounding losses when cars are repossessed, a portfolio manager says.

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More risk retention please, CMBS investors say

03/01/17

It would encourage tighter underwriting of commercial mortgages, something the investors say is sorely needed.

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Just how different are marketplace lenders? Securitization pros unsure

02/27/17

It’s unclear whether connecting lenders and borrowers over the internet offers any advantages over traditional lending, according to panelists at the Structured Finance Industry Group conference in Vegas.

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Securitization, blockchain trade groups team up

02/27/17

The Structured Finance Industry Group and Chamber of Digital Commerce will explore ways distributed ledger technology might speed transaction processing and improve transparency.

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Sued? Fear Not!

07/27/12

Often, the final trigger leading a client to call me is getting suedfor a credit card. Fear !! Scarlet Letters!! Branded For Life!!  The suit can be a good thing.  You have defenses, and now you start planning for your financial fresh start instead of being hunkered down in your sweat box.  Even though there’s not enough money for a bankruptcy filing just yet.

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