News Topic: Risk-based capital

It’s possible the G-SIB surcharge, an additional capital charge on large banks, contributed to market volatility at the end of last year, argues Sen. Thom Tillis. ... Read full article

Readers respond to one fintech startup's tough talk, debate failed plans to change the Consumer Financial Protection Bureau's name, weigh reforms to the Community Reinvestment Act and more. ... Read full article

The move is sure to draw criticism from bankers because it would allow credit unions to compete for backing from private investors. ... Read full article

The banking agencies are right to review capital requirements for banks of all sizes to ensure the rules are efficient and clear. ... Read full article

The former head of the agency said the proposed changes to the enhanced supplementary leverage ratio will make banks vulnerable to disruption and failure. ... Read full article

Two recent central bank proposals may exacerbate problems with the agency’s capital surcharge for big banks. ... Read full article

Organizers of Studio Bank in Nashville have raised more than $40 million, satisfying the minimum amount set by regulators. ... Read full article

Banks may start paying special dividends now that capital levels have improved. ... Read full article

Tax reform and other regulatory factors could allow Citigroup — and other banks — to maintain high capital levels and strong rewards for shareholders. ... Read full article

The final plan to end "too big to fail" suggests that banks with less than $10 billion be subject to a much less complicated risk-based capital regime, akin to what was required in Basel I. ... Read full article

The JPMorgan Chase CEO supports easing regulations on mortgage lending but says other major provisions of Dodd-Frank should remain intact. ... Read full article

The new standards are aimed at reducing the variability between regulatory treatments of risk-weighted assets. ... Read full article

The banks fell in global regulators’ ranking of the institutions that pose the biggest threats to the financial system, and authorities recommended they face lower capital surcharges. ... Read full article

The Senate confirmed Jospeh Otting, a former business partner of Treasury Secretary Steven Mnuchin, to lead the Office of the Comptroller of the Currency. ... Read full article

During his time as Fed governor, Chair-designate Jerome Powell has outlined his views on a host of bank regulatory matters, including the need for regulatory relief, the push for housing finance reform, blockchain and much more. ... Read full article

The administration’s regulatory blueprint would undermine the calculation of the so-called leverage ratio, a key ingredient in determining large banks’ capital strength. ... Read full article

The Fed is preparing to release the results of its annual stress tests in what is likely to be the last iteration of the post-crisis supervisory program before sweeping changes are made. ... Read full article

Andreas Dombret, the top banking regulator in Germany, said that international standards need to be vigorously enforced and implemented. ... Read full article