Risk-based capital

Fed official hints at changes to large-bank capital buffer


The central bank may need to rethink how it uses a tool meant to combat elevated risk in boom times, said Vice Chairman for Supervision Randal Quarles.


Banks push for greater relief on foreign bank regs, living wills


The industry is urging federal regulators to go further in streamlining oversight of foreign banks and resolution-planning requirements. Critics warn that the proposals could weaken post-crisis safeguards.


Banks clear CCAR stress test — though JPMorgan Chase, Capital One barely


In a year where most of the 18 institutions taking the second round of the Federal Reserve's stress tests showed improvements over last year, JPMorgan Chase and Capital One were both forced to adjust their capital plans in order to meet the central bank's minimum thresholds.


Credit unions get reprieve (again) on capital rule. Bankers jeer


The NCUA proposed Thursday to put off until 2022 implementation of a rule that would require larger credit unions to hold more risk-based capital.


Better capital standards, not more


Policymakers should continue to simplify requirements, so that banks and regulators alike can focus on the most important measures of stability.


Fed curbs stress test requirement for most large banks


The central bank is limiting the use of its qualitative objection in this year’s stress tests, the agency announced Wednesday.


Big-bank rule may have fueled December’s stock market rout


It’s possible the G-SIB surcharge, an additional capital charge on large banks, contributed to market volatility at the end of last year, argues Sen. Thom Tillis.


'Welcome to the dark side': Comments of the week


Readers respond to one fintech startup's tough talk, debate failed plans to change the Consumer Financial Protection Bureau's name, weigh reforms to the Community Reinvestment Act and more.


NCUA accelerates plan to give credit unions more access to capital


The move is sure to draw criticism from bankers because it would allow credit unions to compete for backing from private investors.


Why regulators need to take another look at bank capital


The banking agencies are right to review capital requirements for banks of all sizes to ensure the rules are efficient and clear.