Regional banks

Why bank M&A cooled in 1Q and won't get hot anytime soon


Forecasts for better times ahead in banking have sellers wanting more and buyers pursuing less.


Associated Banc-Corp. hits growth targets, reports CRA upgrade


The Wisconsin regional's profits rose 35% in the first quarter on healthy loan growth, wider margins and an improved efficiency ratio while saying its "satisfactory" CRA rating had been restored.


Midsize banks on Dodd-Frank relief: Raise the asset thresholds


In an interview, CEOs for midsize banks said they are hopeful for a bipartisan Dodd-Frank Act reform bill that eases regulatory requirements for institutions with assets of more than $10 billion.


The real-world impact of Dodd-Frank, stress tests and other regs


In his annual letter to shareholders, M&T Bank chief Robert Wilmers laid out in compelling detail how government policies intended to protect American families have ultimately stymied economic growth.


One-size-fits-all rulemaking hurts regional banks: M&T’s Wilmers


Because the fates of banks and the communities they serve are so intertwined, the regulatory impacts borne by regional banks are inextricably linked to the repercussions experienced by their customers.


Happy medium: 'Tweener' regionals try creative growth strategies


Creative growth strategies are helping banks with $10B to $50B of assets — including Webster and TCF — improve profitability. These ‘tweeners’ deal with tougher regulations than smaller competitors without the scale larger ones have to absorb the expense.


How will stress tests change in the Trump era?


The recent decision by the Federal Reserve Board to exempt banks with less than $250 billion in assets from the qualitative aspects of the CCAR stress tests may be a sign of things to come, says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.


How much has regulation really curbed lending?


Critics of Dodd-Frank argue that post-crisis regulations put a damper on lending. But loan growth at regional and community banks has "actually been very strong," says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.


Citizens seeks edge in middle market with tech partnership


By partnering with matchmaking platform Opportunity Network, Citizens will be able to better connect corporate clients to deals worldwide.


Huntington starts to tap into last year’s FirstMerit acquisition


Acquisition pushes quarterly revenues past $1 billion for first time ever.