Protecting Your Property

Using Bankruptcy to Restore Your Driver’s License

01/13/12

Losing Your Driver’s License Can be a Big Headache Losing your driver’s license can have a huge impact on your life.  Without a license, meeting basic needs is much more difficult.  Suddenly, you may still have to make car payments, but cannot use your car to get to work or the store.  This can be [...]

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How to Screw Up Your Bankruptcy Discharge

12/26/11

Grounds For Objecting to the Bankruptcy Discharge In the vast majority of cases, the bankruptcy discharge is the primary reason debtors enter the Bankruptcy Court. After all people file bankruptcy to get rid of debt and a court order is certainly an effective way of making this happen. However, receiving a discharge is not guaranteed, [...]

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How to Screw Up Your Bankruptcy Discharge

12/26/11

Grounds For Objecting to the Bankruptcy Discharge In the vast majority of cases, the bankruptcy discharge is the primary reason debtors enter the Bankruptcy Court. After all people file bankruptcy to get rid of debt and a court order is certainly an effective way of making this happen. However, receiving a discharge is not guaranteed, [...]

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Texas Bankruptcy Exemptions

12/21/11

As a Dallas bankruptcy lawyer, I help people resolve their debts and protect their assets through bankruptcy every day. When it comes to asset protection, there are two ways your personal property could be protected in bankruptcy. Federal bankruptcy exemptions offer basic asset protection for anyone in the United States filing for bankruptcy, while state [...]

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Texas Bankruptcy Exemptions

12/21/11

As a Dallas bankruptcy lawyer, I help people resolve their debts and protect their assets through bankruptcy every day. When it comes to asset protection, there are two ways your personal property could be protected in bankruptcy. Federal bankruptcy exemptions offer basic asset protection for anyone in the United States filing for bankruptcy, while state [...]

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Giving up Property in a Bankruptcy and Ethical Dilemmas for Lawyers

12/13/11

Believe it or not, the vast majority of bankruptcy lawyers, I would say 95% or higher, take their ethical obligations very seriously. We value the oath that we took when we received our license and honor it daily by dispensing advice in the best interests of our clients. Like doctors advising lifestyle modifications or prescribing [...]

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Bankrupting Retirement

12/06/11

The golden years should be spent enjoying time with family and friends. Unfortunately, many senior citizens have to live in poverty while trying to balance their debt; then a certified letter arrives in the mailbox informing them that their meager Social Security check will be garnished to pay for an old unpaid debt.   Chapter [...]

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PayPal Accounts and Bankruptcy

11/17/11

The popularity of PalPay as the easiest way to send and receive money on the web has grown tremendously since its start in 1999.  PayPal is the preferred payment method for eBay users. When people are faced with the loss of a job or a host of other situations in which money is needed fairly [...]

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Five Things Not to Do When You Owe Too Much Money

11/02/11

When a layoff or catastrophic, unmanageable debt begins to pile on, many people look to extreme or knee-jerk reactions in finding solutions to manage their financial situation without first consulting an attorney or financial advisor.  Here are five common conundrums to keep yourself from acting on when you owe more than you can afford and [...]

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Think Twice About Payday Loans

10/07/11

As a Dallas bankruptcy attorney, I warn my clients to think twice about payday loans. Not only do they carry poor interest rates that will cost you much more in the end, if you default on the loan you could end up in serious financial trouble. The Secured Debt Trap Most people don’t realize the [...]

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