mortgages

Carson open to alternatives to 30-year fixed

01/12/17

Housing and Urban Development Secretary-designate Ben Carson is open to finding alternatives to the 30-year fixed-rate mortgage, but believes there must be some government backstop to the housing market.

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High stakes, low expectations for Carson's HUD hearing

01/11/17

HUD Secretary-designate Ben Carson is all but certain to get confirmed to his post—unless he makes a major mistake during his confirmation hearing.

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Embrace the Digital Mortgage as a Competitive Advantage

01/11/17

Nondepository lenders are beating their bank competitors when it comes to both digital innovation and market share in the mortgage industry. As interest rates rise, banks will need to move toward electronic closings and adopt other innovations if they want to stay competitive.

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How Staffing Mistakes Hurt Banks' Mortgage Profits

07/09/14

Banks can increase the efficiency of their mortgage businesses by requiring loan officers to generate leads from outside referral sources and assigning officers only to branches in markets with high origination potential.

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Why Some Banks Are Measuring Mortgages Wrong

06/27/14

Many banks measure mortgages as they would any other consumer product. But the unique, complex nature of mortgage activity necessitates measuring origination net revenue separately from the bankÂ's decision about whether to invest in the originated loan.

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Why Commercial Real Estate Bubbles May Belong to the Past

06/12/14

The U.S. office property market has become a model of a disciplined, well-functioning real estate market since listed equity real estate investment trusts changed the calculus driving new construction.

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Did DeMarco Make the Right Call on Home Loans?

08/01/12

FHFA acting director DeMarco's rejection of principal reductions for underwater homeowners led some to praise his judgment and others to call for his termination. What's your take?

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