Mobile payments

Venmo’s P2P social payment app has become a major part of PayPal’s retail strategy, a play that’s getting a boost from a Synchrony co-branded credit card.

As major U.S. cities continue to implement contactless tap-and-go acceptance to collect transit fares, at least one bank sees this trend as an opportunity to put its cards on center stage.

Walmart has filed a patent application for a digital currency that, like Facebook's Libra, would be a stablecoin backed by traditional currencies. And it envisions a very specific use case where its coin could stand in for cash — or even for a bank account.

Banks can fine-tune their apps so the customer doesn't give up halfway through a cumbersome sign-up process.

Many might think that the technological disruption of the industry is already underway, but it’s likely that the most significant restructuring is still yet to come.